A More Direct Path to Ownership.
DIRECT FINANCING

A More Direct Path to Ownership.

CIELO is structured to provide direct project financing for approved purchasers, with the property itself serving as the financing security.

FINANCED BY THE PROJECT

Half through buyer equity. Half through direct CIELO financing.

Instead of relying only on an outside bank, the CIELO purchase structure is planned around direct project financing for the financed portion of an approved purchase.

50%BUYER EQUITY

Paid in seven equal installments tied to the progress of construction.

50%DIRECT CIELO FINANCING

Financed directly by the project for up to 10 years, with equal monthly payments under the approved financing agreement.

PROPERTY-BACKED SECURITY

The property secures the financed amount.

The planned financing structure does not require personal guarantors. The financed portion is secured against the purchased property itself, through the security structure set out in the final legal documents.

01
NO PERSONAL GUARANTORS

The structure is intended to rely on the purchased property as security rather than third-party personal guarantees.

02
UP TO 10 YEARS

The financed portion can be structured over a long-term monthly repayment path, subject to final approval.

03
DIRECT PROJECT RELATIONSHIP

CIELO is the financing source for the project-financed portion, subject to the signed financing documents.

HOW THE PAYMENT PATH WORKS

Built around construction progress and long-term ownership.

01

APPLICATION

Submit your details and residence interest for an initial project review.

02

50% EQUITY PATH

The buyer equity portion is split into seven equal installments linked to construction progress.

03

50% PROJECT FINANCING

The remaining approved portion can be financed directly by CIELO for up to 10 years.

04

PROPERTY SECURITY

The financed amount is secured by the property under the final legal documentation.

IMPORTANT FINANCING INFORMATION

Final signed terms always control.

Financing availability, eligibility, interest, monthly payment amount, security documentation, fees, default provisions and closing requirements are subject to purchaser approval, project policy, applicable law and the final signed agreements. Nothing on this page is a binding financing offer.

CIELO

Want to review the financing path?

Start the CIELO application and the team can explain the current approved purchase and financing structure.